🏡 Complete Guide to Stamp Duty & Registration Charges in Karnataka

🔑 Know the Costs, Process & Legal Essentials Before You Buy!

📘 What is Stamp Duty & Why It Matters?

Stamp Duty is a government tax you pay when buying a property. It acts as the official seal of approval for your property transaction.

Why It’s Important:

• ✅ Legal proof of ownership

• ✅ Mandatory for registering a property

• ✅ Prevents future legal disputes

• ✅ Acts as government revenue

💬 “If it's not registered, it’s not legally yours.”

🏛️ Legal Foundation Behind Stamp Duty in Karnataka

These laws define and govern property registration in Karnataka:

• The Indian Stamp Act, 1899

• The Karnataka Stamp Act, 1957

• The Registration Act, 1908

These Acts empower the state to levy and revise stamp duty & registration fees regularly.

💵 Current Charges in Karnataka (As per Kaveri Portal)

Property Value	Stamp Duty	Registration Fee
Up to ₹20 Lakhs	2%–3%	1%
₹21–₹45 Lakhs	3%–4%	1%
Above ₹45 Lakhs	5%	1%

Stamp Duty & Registration Charges – Bangalore Urban (Property Value: ₹50,00,000)

Sl. No.	Purpose	Description	Rate (%)	Amount (₹)
1	Stamp Duty	Sale/Conveyance of Flat/Apartment (Art. 20 (2))	5.1%	2,55,000
2	Cess on Stamp Duty	Fees for Registering Documents	0.5%	25,000
3	Registration Fees	Fees for Document Registration	1%	50,000
4	Stamp Duty – Affidavit	Affidavit (Article No. 4)	–	40
5	Scanning Charges	Fees for Scanned Copy of Registered Documents	–	750
		Total		3,30,790

🏡 Note for Bangalore Rural:

Component	Bangalore Urban	Bangalore Rural
Stamp Duty	5.1%	5.15%
Cess on Stamp Duty	0.5%	0.5%
Registration Fee	1%	1%

Note:

• Women buyers enjoy lower rates (concession of 1–2%).

• Cess/surcharges apply within BBMP/BDA limits.

• EC & Khata fees are charged separately.

📝 Property Registration Process – Step by Step

✅ Step 1: Draft the Sale Deed

Prepared by legal professionals like Sairam Law Associates and printed on e-stamp paper.

✅ Step 2: Pay Stamp Duty

Use Kaveri Online to pay online.

✅ Step 3: Book Appointment at Sub-Registrar Office

Carry:

• Aadhaar

• E-Khata Certificate

• Property Tax Receipt

• Sale Deed / Previous Deeds

✅ Step 4: Registration

Biometric scan, document review, and digital entry by the registrar.

✅ Step 5: Collect Certified Copy

Final legal document that proves your ownership.

💡 Smart Tips to Save Money & Stay Legally Safe

• 📋 Always verify title & ownership history

• 📄 Get an Encumbrance Certificate (EC)

• 💼 Use legal help for drafting & compliance

• 🕒 Avoid last-minute rush — plan early

• 🧠 Ask for concessions if eligible (women/SC/ST buyers)

❗ What Happens If You Skip Registration?

• ❌ Property has no legal recognition

• ❌ Can’t be sold or used for loans

• ❌ Future disputes or penalties likely

• ❌ Not eligible for mutation or khata transfer

⚠️ Don’t risk your investment. Register your property right.

✅ Conclusion: Let Experts Handle the Legal Hassles

Whether you're buying a plot, flat, or villa — don’t compromise on legality. With Eco Space Realtors and our trusted legal partner Sairam Law Associates, you get full legal support, right from sale deed drafting to final registration and certified copies.

📌 Need Assistance With Registration, EC, Khata, or Legal Drafting?

🧑‍💼 Contact Eco Space Realtors — Your Property, Our Priority!

📞 9900984444 📧 esr@ecospacerealtors.in🌐 Visit Website

🛡️ Eco Space Realtors – Builders' Partner and Buyer’s Confidence

⚖️ Disclaimer

This article is for general informational purposes only. Stamp Duty and Registration Charges are subject to periodic changes by the Government of Karnataka. Please consult with legal professionals before making any decisions. Eco Space Realtors does not assume any liability for actions taken based on this content.